Shield of California Life & Health
Insurance Company Life was formed in 1954 as a wholly owned subsidiary
of Blue Shield of California to provide a full range of insurance
products for their customers. With 3.3 million members and $7.5
billion in annual revenue, Blue Shield of California is the state's
third largest health plan. Founded in 1939 and headquartered in
San Francisco, Blue Shield is a not-for-profit corporation with
approximately 4,300 employees and more than 20 offices throughout
Blue Shield of California Life & Health Insurance Company
Life has grown by offering competitive insurance products including
Group Term Life, Accidental Death & Dismemberment, Blue Shield
of California Life & Health Insurance Company Life Vision
Plan, Stop Loss and Exec-U-Med medical reimbursement plans in
tandem with Blue Shield of California health plans or on a stand-alone
basis . In the early 1980s, introduced their Short-Term Health
products. The Option One and Option Twelve plans remain one of
the leading products of their kind in California
Cross of California has been serving the health care
needs of Californians since 1937. Blue
Cross of California,
together with its branded affiliates, provides health care services
to more than 6.8 million members.
Offering a full continuum of product and coverage options, Blue
Cross provides customers with unparalleled choice and flexibility
in meeting their health plan needs. These options are continually
fine-tuned to enhance access to affordable, quality health care.
The Company, with its strong track record for innovation, focuses
on progressive products and services designed to improve the health
status of all Californians. Unique product offerings available in
the individual, small group, large group, senior and Medi-Cal markets
include a full range of integrated medical and specialty products.
|Anthem Blue Cross
and Blue Shield
is an Indiana-domiciled publicly traded company that, through
its subsidiary companies, provides health care benefits to more
than 11.5 million people. Anthem is the fifth
largest publicly traded health benefits company in the United
States and an independent licensee of the Blue Cross and Blue
Shield Association.Anthem is the Blue Cross and
Blue Shield licensee for Indiana, Kentucky, Ohio, Connecticut,
New Hampshire, Colorado, Nevada, Maine and Virginia, excluding
the immediate suburbs of Washington, D.C.
|PacifiCare Signature FreedomSM
With the PacifiCare SignatureFreedomSM (SDHP) plan, you can enjoy
the freedom and flexibility of a traditional PPO plan with the added
feature of Self Directed Account (SDA).
The SDA is fully insured by PacifiCare Life and Health Insurance
Company and provides a yearly credit of $1,000 for certain routine
and preventive services.
Any unused funds carry over year after year, for as long as you
are enrolled on the plan.
Once you deplete your SDA, or if you require services not covered
by the SDA, the plan defaults to a PPO plan.
You must meet annual deductibles. Eligible medical services paid
from the SDA will count toward satisfying the PPO deductible.
These coordinated plans provide the most comprehensive coverage
of our plan offerings. Your medical care is coordinated by the
primary care physician (PCP) you select. You visit your PCP for
general medical care, and when you need to see a specialist, your
PCP provides a referral. In general:
You choose a PCP from our network.
You are charged only a co-payment for a doctor's visit. After
your co-payment, many health care expenses are covered at 100%.
Preventive health care, including check-ups, is covered.
You do not have to meet an annual deductible quotit
|Assurant Health is the brand name used for products underwritten
and issued by Time Insurance Company, John Alden Life Insurance
Company and Union Security Insurance Company. California license
numbers: 08109 ( Time Insurance Company), 08107 (Union Security
Insurance Company) and 3894 (John Alden Life Insurance Company).
Assurant Health only accepts agent business from agents licensed
and appointed in accordance with state laws.